Our Premium Package Home Loan offers you a competitive rate for the life of your loan with ultimate flexibility and special pricing on a range of other products and services^.
When buying your home, you’re looking for a property that ticks all the boxes – so it makes sense to secure a home loan that ticks all the boxes too. It doesn’t matter if you’re looking for a low rate, an offset account, unlimited additional repayments with the option to redraw, a Gateway Premium Package Home Loan offers all these features and more. Combining all these features with flexible repayment options of weekly, fortnightly or monthly, the Gateway Premium Package loan has something for every home buyer.
- No establishment fee
- 100% offset account available
- Unlimited extra repayments and redraw facility available
- Option to split variable and fixed rates
- Interest rate lock for up to 90 days
Want to know more about the Gateway 100% Offset Account? By linking an Offset Account to your Premium Package home loan, the balance in your Offset Account will offset against the balance of your home loan, reducing the interest you’ll pay and potentially shortening the term of your home loan. Having your salary deposited directly into your Offset Account is a great way to make your money work harder for you. Any funds, no matter how small, helps to reduce the interest on pay your loan.
A 100% Offset Account comes without account keeping or service fees, whilst still giving you the flexibility of 24/7 access to your funds when you need them with a Gateway Visa Debit Card.
Want to apply for a Gateway Premium Package Home Loan online? You’ll need the following documentation to complete and submit the application:
- The details of the property you wish to purchase
- Your living expense figures
- Details of your assets, income and liabilities
- Statements for the last 3 months for your assets & liabilities
- Your last payslip or evidence of income statement