In light of the Reserve Bank's change to the cash rate, Gateway Bank has reduced its interest rates across a variety of variable and fixed rate mortgage products. To learn more about our changes, click here.
A multi-award winning home loan with flexible features and a competitive rate.
A multi-award winning home loan with flexible features and a competitive rate.
Our most competitive home loan with great features allowing you to pay off your mortgage sooner.
A Construction Loan gives you access to money as you need it for building or structural renovations. Giving you the ability to change your home as you progress through life's different stages. For building or structural renovations Gateway's Construction Loan has been specially designed for residential building projects, with progressive drawdowns and interest-only terms to suit.
If you're looking to purchase vacant land, or refinance an existing land loan, but might not commence building within the next 12 months, the Gateway Land Loan could be a good option for you.
Are you looking to unlock the equity in your home? Our EquitiSmart Line of Credit is the smart way to access credit, with a pre-approved limit, funds available when you need and interest charged only on the amount you use.
You may have heard about the First Home Loan Deposit Scheme (New Homes) but want to understand if the scheme is right for you? In this article, we will look at how the First Home Loan Deposit Scheme (New Homes) works and who is eligible for a place in the Scheme.
Do you know what you should look for at an open home?
The comparison rate is an interest rate that is designed to help you identify the 'true cost' of a loan.
On July 1, 2018, a new law was introduced, which requires homebuyers to withhold and pay GST directly to the ATO at settlement. This might seem like another burden to add to the mountain of costs associated with homeownership. However, don’t let it deter you from going after your dream home.
Buying your first property is an exciting milestone, but as with any “first time” experience it can also be daunting. As one of the biggest financial commitments you’ll make in life, there will be important decisions you need to make along the way.
Do you know what you should look for at an open home?
Owning an investment property can be a great long-term venture. However, as you are not living in the property and your tenants are often strangers to you, taking out Landlord Insurance can offer some peace of mind. Some lenders will also require you to have Landlord Insurance as part of their loan requirements.
The comparison rate is an interest rate that is designed to help you identify the 'true cost' of a loan.
On July 1, 2018, a new law was introduced, which requires homebuyers to withhold and pay GST directly to the ATO at settlement. This might seem like another burden to add to the mountain of costs associated with homeownership. However, don’t let it deter you from going after your dream home.
It can take months to research and find the right investment property. The buying process is complex, and the initial decision shouldn’t be taken lightly. To help decide whether an investment property is for you, here are some of the main risks and benefits.
The comparison rate is an interest rate that is designed to help you identify the 'true cost' of a loan.
On July 1, 2018, a new law was introduced, which requires homebuyers to withhold and pay GST directly to the ATO at settlement. This might seem like another burden to add to the mountain of costs associated with homeownership. However, don’t let it deter you from going after your dream home.
Does building a granny flat make sense for your own property? In this article we explore the pros and cons you’ll need to consider.
Personal loans, overdrafts, and credit cards might seem similar on the surface, but each have certain features and benefits that make them a better choice depending on your individual circumstances. How will you know which is the best option for you? We’ve outlined the main differences in this article.
Are you looking at ways to save interest on your home loan? Did you know how an offset account could start putting money back into your pocket?
Gateway reserves the right to vary these interest rates at any time. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.
Comparison rates are calculated based on a loan amount of $150,000 over a 25-year term. WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Special Offer Rate for Aggregate Investor Borrowings with Gateway Bank over $500,000.
Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres). An additional valuation fee may apply for non-standard properties.
Redraw is only available on variable rate home loans and requests are subject to approval. Minimum redraw amount is $500. Fee-free redraws are only available through Online Banking, any other form of request will incur a $5 redraw fee. The available loan redraw amount is calculated by taking the sum of any additional loan repayments you may have made, less your next scheduled loan repayment.
A loan can be split up to 4 loan accounts without cost. Fees apply thereafter.
