Gateway’s Goal Saver Account is designed to help you achieve your saving goals by rewarding good saving habits.


Simply increase your balance by $250 per month and be rewarded with a 3.50% p.a. bonus interest rate.

With 24/7 accessibility via Online Banking and our Gateway App, you have many ways to manage the funds in your Goal Saver Account.

You can also feel safe in the knowledge that your funds and salary deposits will not finance industries and/or activities that cause significant, detrimental impacts to the environment, as stipulated in Gateway's Ethical Banking & Investment Policies.

Earn up to 3.60 % p.a. Interest rate
If eligibility requirements are met*


*How Gateway's Goal Saver Account bonus interest rate works:

The bonus interest is earnt on top of the standard interest rate.

The bonus interest applies only on balances in your bonus eligible bank account up to $100,000.

For any portion of the balance over $100,000 the interest rate reverts to the standard rate only.

Standard variable interest rate

0.10% p.a.  

The standard rate on all balances.
Bonus interest rate

3.50% p.a.  

Earn bonus rate by growing your balance by at least $250 (excluding interest) each calendar month. The rate above is for balances up to $100,000.
Total interest rate

3.60% p.a.  

Total rate (standard variable rate + bonus interest) earned on a Goal Saver Account when Bonus eligibility conditions are met. (Applies to balances up to $100,000).

Product Features:

Savings & Bank Accounts
Minimum Rate : 0.10% pa
Maximum Rate : 3.60% pa
Monthly Fee : $0
Annual Fee : $0
Minimum Amount : $0
Cheque Book : No
Funds Available : At Call
ATM/EFTPOS Access : No
Online & Phone Banking : Yes
Direct Entry (Credit/Debit) : Yes
Interest Income : Interest is calculated on daily balances and credited monthly
Debit Card : No
Branch Access : Yes
BPAY® : Yes
Overdraft : No
Periodic Payments : Yes

Is this the right savings account for you?

Use our comparison tool to help you find your best fit.

Gateway reserves the right to vary these interest rates at any time. Fees and charges, terms and conditions apply. Please view our Gateway Deposit Accounts & Access Facilities General Conditions of Use, Summary of Deposit Accounts & Availability of Access Facilities and General Fees, Charges and Transaction Limits brochures.

1 A daily transaction limit of $5000 applies for transactions on Online Banking / Gateway App. Must be registered for Secure SMS in order to transfer funds externally. Refer to the Gateway App page for more information.