A multi-award winning home loan with flexible features and a competitive rate.
A multi-award winning home loan with flexible features and a competitive rate.
Our most competitive home loan with great features allowing you to pay off your mortgage sooner.
A Construction Loan gives you access to money as you need it for building or structural renovations. Giving you the ability to change your home as you progress through life's different stages. For building or structural renovations Gateway's Construction Loan has been specially designed for residential building projects, with progressive drawdowns and interest-only terms to suit.
If you're looking to purchase vacant land, or refinance an existing land loan, but might not commence building within the next 12 months, the Gateway Land Loan could be a good option for you.
Are you looking to unlock the equity in your home? Our EquitiSmart Line of Credit is the smart way to access credit, with a pre-approved limit, funds available when you need and interest charged only on the amount you use.
Gateway are now offering the flexibility to pay for Lender's Mortgage Insurance monthly. This helps meets the needs of buyers struggling to save for a deposit.
Lenders Mortgage Insurance or LMI is a one off insurance premium on your home loan when you have less than 20% deposit, allowing you to enter the market.
Are you looking for your first home? We look at how the First Home Loan Deposit Scheme (New Homes) works and who is eligible for a place in the Scheme.
Compare potential properties easily and efficiently with our home inspection checklist. Simply print the checklist and take it along to your open houses.
If you’re in the market for a new property and wondering if a fixed rate home loan is right for you, look no further. Below we’ve outlined all you need to know.
When considering renovating your home, it’s critical you do your ROI calculations upfront so you understand the investment cost and time required.
Compare potential properties easily and efficiently with our home inspection checklist. Simply print the checklist and take it along to your open houses.
If you’re in the market for a new property and wondering if a fixed rate home loan is right for you, look no further. Below we’ve outlined all you need to know.
If you are not living in the property and your tenants are strangers, taking out Landlord Insurance for your investment property can offer some peace of mind.
The comparison rate takes into account the interest rate and 'ascertainable fees & charges' associated with the loan to help you identify the true cost of a loan.
If you’re worried about your finances but don't want to sell your home or move out, a Reverse Mortgage may help. Read about the benefits and limitations here.
When considering renovating your home, it’s critical you do your ROI calculations upfront so you understand the investment cost and time required.
It’s usual to encounter some common misconceptions about Granny Flats. Discover the facts before you consider whether a granny flat is the right choice.
The comparison rate takes into account the interest rate and 'ascertainable fees & charges' associated with the loan to help you identify the true cost of a loan.
Homebuyers are now required to pay GST to ATO at settlement. This might seem like another cost, but don’t let it deter you from buying your dream home.
Gateway reserves the right to vary these interest rates at any time. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.
Comparison rates are calculated based on a loan amount of $150,000 over a 25-year term. WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Special Offer Rate for Aggregate Investor Borrowings with Gateway Bank over $500,000.
Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres). An additional valuation fee may apply for non-standard properties.
Redraw is only available on variable rate home loans and requests are subject to approval. Minimum redraw amount is $500. Fee-free redraws are only available through Online Banking, any other form of request will incur a $5 redraw fee. The available loan redraw amount is calculated by taking the sum of any additional loan repayments you may have made, less your next scheduled loan repayment.
A loan can be split up to 4 loan accounts without cost. Fees apply thereafter.
