As part of our commitment to Pocket & Planet, we’ve designed our lowest rate personal loan to help fund the purchase and installation of environmental upgrades. The Gateway Eco Personal Loan is available for the purchase and or installation of a range of features to help improve the efficiency of your home and reduce your impact on the environment.

If you’re looking to make your property more energy efficient, minimise water waste or reduce your monthly electricity bills then a Gateway Eco Personal Loan could be a great solution to help fast track an environmentally beneficial upgrade including:


With no ongoing monthly account keeping fees, a Gateway Eco Personal Loan provides flexibility and convenient access to funds when you need them. Enjoy the ultimate flexibility of a low variable rate and flexible loan terms up to 5 years.

Our Eco Personal Loan also enables you to make unlimited additional repayments with no penalty, helping you to pay off the loan faster and reduce the interest you pay over the life of the loan. Plus, a free redraw facility gives you the flexibility and convenience of access to extra funds if you need them.


Want to apply for a Gateway Bank Eco Personal Loan online? Use our simple and easy application, and make sure you have the following information ready to speed up your approval:

  • Your living expense figures
  • Details of your assets, income and liabilities
  • Statements for the last 3 months for your assets & liabilities
  • Your last payslip or evidence of income statement


We will also contact you after you’ve submitted your application to find out more information about the environmentally sustainable upgrades you are planning.

6.44 % p.a. Interest rate 7.45 % p.a. Comparison rate


Want to know more?

Product Features:

Car & Personal Loans
Establishment Fee : $149
Monthly Fee : $0
Annual Fee : $0
Discharge Fee : $0
Minimum Amount : $3,000
Maximum Amount : $30,000
Maximum Term (Years) : 5
Redraw Facility : Yes - minimum redraw amount is $250
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0
Periodic Payments : Yes
ATM/EFTPOS Access : No
Branch Access : No
Criteria : For use on any environmentally friendly purchase for example: - Solar photovoltaic (PV) systems / Solar Panels - Solar battery storage system - Rain / Storm Water Tank - Certified double-glazed windows - Solar hot water system - 5 Star + Gas or Electric Heating - External awnings - Solar pool heating system - Home insulation that meets government standards for geographic area - Energy efficient LED lights in over 75% of the property

Having trouble deciding which Personal Loan is best for you?

Use our comparison tool to help find the option that suits you best.

Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.

Comparison rate is calculated based on an unsecured personal loan amount of $10,000 over a 3 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.