Have a question about our home loans? We may have your answer. Check out our Frequently Asked Questions here.
Gateway is proud to partner with the Australian Government on the Home Guarantee Scheme (HGS) to help more Australians buy their home sooner. You can read more information about the guarantees below, or to find out if you are eligible refer to the guarantee’s eligibility criteria. Please note that this tool is provided as a guide only and does not guarantee that you will receive either a Scheme place or a loan from Gateway Bank.
For more information on the home loans you can apply for, see our Owner Occupier Home Loans page. You can also feel good knowing that the interest from your loan does not fund industries that harm the environment, including the fossil fuel, deforestation, tobacco, gambling or live export industries. Read more about our Ethical Banking and Ethical Investing policies here.
The FHBG is an Australian Government initiative that supports eligible first home buyers to purchase an existing home with a deposit of as little as 5% without the need for Lender's Mortgage Insurance (LMI). The NHFIC will then provide a guarantee to the lender covering up to 15% of the property’s value. There will be up to 35,000 loans this financial year. The FHBG can help you buy your first home sooner with a smaller deposit.
Gateway Bank is one of the select lenders able to offer access to the Family Home Guarantee. The FHG enables eligible single parents with at least one dependent child, to enter, or re-enter, the property market, with a deposit of as little as 2%, without the need for Lenders Mortgage Insurance (LMI). The NHFIC will then provide a guarantee to the lender covering up to 18% of the property’s value.
Our most competitive home loan with great features allowing you to pay off your mortgage sooner.
A multi-award winning home loan with flexible features and a competitive rate.
A multi-award winning home loan with flexible features and a competitive rate.
Say goodbye to paying with plastic as we launch Australia’s first Eco Debit Card, supported by two new Green Home Loans and an Eco Personal Loan.
Gateway are now offering the flexibility to pay for Lender's Mortgage Insurance monthly. This helps meets the needs of buyers struggling to save for a deposit.
Lenders Mortgage Insurance or LMI is a one off insurance premium on your home loan when you have less than 20% deposit, allowing you to enter the market.
Compare potential properties easily and efficiently with our home inspection checklist. Simply print the checklist and take it along to your open houses.
The comparison rate takes into account the interest rate and 'ascertainable fees & charges' associated with the loan to help you identify the true cost of a loan.
Homebuyers are now required to pay GST to ATO at settlement. This might seem like another cost, but don’t let it deter you from buying your dream home.
During the busy selling and buying season, competition can be fierce. Whether you’re buying or selling a house, these top tips will have you springing ahead.
Our guide on strategies to help you buy your first home. Helping you through the entire process from budgeting through to making an offer and moving in.
Are you looking at ways to save interest on your home loan? An Offset Account can help you manage your finances, reduce the interest you pay on your home loan and put money back in your pocket.
When applying for a loan, you’ll be sharing your full financial profile, not just your credit score. To be an ideal borrower, just think of the four C’s of lending.
Buying a house can be daunting, and you need to be prepared. Use your time at the open inspections to speak directly with the agent and make sure to ask these key 10 questions.
Anyone looking to buy a home knows that the auction process can be stressful. Here are our seven tips on getting the best deal when making offer on a house.
Trying to reduce the interest you are paying on your home loan? An offset account could help minimise your interest repayments and shorten the overall term.
It can be difficult to choose a home loan, so we’ve developed a playful guide on how to choose the right one for you based on your mortgage holder personality.
To give you a better understanding of the financial process and save you time, we have simplified your first home buying process into the following seven steps.
Things you should know:
Please note that the number of available Scheme places are limited each financial year and applying with Gateway Bank does not guarantee a successful application.
Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Comparison rates are calculated based on a loan amount of $150,000 over a 25 year term. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.
