Refinancing to Gateway in 3 easy steps

1. Submit this form + some details about your loan

2. You'll receive a call from our friendly team, and they'll talk you through what documents we need

3. Send over your loan documentation + our team will arrange your refinance for you

  
No stress or hassle, it's as simple as that!


  • 100% offset account available with Eco Debit Card
  • 0.25% discount off the Premium Package Variable rate
  • Unlimited extra repayments
  • 2.39%p.a. Interest rate
  • 2.73%p.a.
    Comparison rate
  • 100% offset account available with Eco Debit Card
  • 0.15% discount off the Premium Package Variable rate
  • Unlimited extra repayments
  • 2.49%p.a. Interest rate
  • 2.83%p.a.
    Comparison rate

A multi-award winning home loan with flexible features and a competitive rate.

  • No establishment fee
  • 100% offset account available
  • Unlimited extra repayments
  • Up to 80% LVR 2.64%p.a. Interest rate
  • 2.98%p.a.
    Comparison rate

A multi-award winning home loan with flexible features and a competitive rate.

  • No establishment fee
  • Option to split variable and fixed loan options
  • Unlimited extra repayments
  • 3 year 4.74%p.a. Interest rate
  • 3.96%p.a.
    Comparison rate

Our most competitive home loan with great features allowing you to pay off your mortgage sooner.

  • Loan redraw facility available
  • No annual fees
  • Unlimited extra repayments
  • Up to 80% LVR 2.54%p.a. Interest rate
  • 2.57%p.a.
    Comparison rate

A multi-award winning home loan with flexible features and a competitive rate.

  • No establishment fee
  • 100% offset account available
  • Unlimited extra repayments
  • Up to 80% LVR (>$500K) 2.74%p.a. Interest rate
  • 3.08%p.a.
    Comparison rate

A multi-award winning home loan with flexible features and a competitive rate.

  • No establishment fee
  • Option to split variable and fixed loan options
  • Unlimited extra repayments
  • 3 year 4.84%p.a. Interest rate
  • 4.25%p.a.
    Comparison rate

Our most competitive home loan with great features allowing you to pay off your mortgage sooner.

  • Loan redraw facility available
  • No annual fees
  • Unlimited extra repayments
  • Up to 80% LVR (>$500K) 3.00%p.a. Interest rate
  • 3.03%p.a.
    Comparison rate

Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.

Comparison rates are calculated based on a loan amount of $150,000 over a 25-year term. WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Redraw is only available on variable rate home loans and requests are subject to approval. Minimum redraw amount is $500. Fee-free redraws are only available through Online Banking, any other form of request will incur a $7.50 staff assisted transaction fee. The available loan redraw amount is calculated by taking the sum of any additional loan repayments you may have made, less your next scheduled loan repayment.

Footnotes:

  • 1 Premium Package Fixed Rate Home Loans revert to the Premium Package Index Rate A/Investment Premium Package Index Rate A upon expiry of fixed rate term.
  • 2 Special Offer Rate for Aggregate Investor Borrowings with Gateway Bank over $500,000.