About Gateway's Green Home Loans

At Gateway, we don’t believe banking should cost the earth, that’s why we’ve created two new Home Loans designed to reward customers who have made the commitment to live in a home that is gentler on the environment. Our two products offer the Green Plus Home Loan for energy efficient homes with a certified 7 Star NatHERS rating homes, and a separate Green Home Loan package for homes that don’t quite meet this certification but still feature a range environmentally friendly elements.

 

Offering the same flexibility and benefits as our Premium Package Home Loan, our Green Loans offer a discounted rate to reward the levels of environmental features on your home. You can also feel good knowing that the interest from your loan does not fund industries that harm the environment, including the fossil fuel, deforestation, tobacco, gambling or live export industries. Read more about our Ethical Banking and Ethical Investing policies here.

 

Green Plus Home Loan

The Green Plus Home Loan rewards borrowers with a 0.25% discount from our Premium Package Home Loan1 when they have invested in energy efficiency measures that receive a 7 Star NatHERS Energy Efficiency rating. This loan is designed to help borrowers save money on their home loan as a reward for their efforts to reduce energy consumption and minimize their impact on the environment. As this loan is available for the purchase of existing homes, planned new builds and refinancing your eco home, the benefits and discounted rate of the Green Plus Home Loan has never been more accessible.

  • 100% offset account available with Eco Debit Card
  • 0.25% discount off the Premium Package Variable rate
  • Unlimited extra repayments
  • 2.34%p.a. Interest rate
  • 2.68%p.a.
    Comparison rate

Green Home Loan

The Green Home Loan is designed to enable borrowers to benefit from making impactful environmental upgrades to their home. Having a minimum of three of a wide range of features that make your home more energy efficient could make you eligible for a 0.15% reduced rate from our Premium Package Home Loan2. This could be a simple as solar panels, water storage and double-glazed windows. Read more about our Green Home Loan for a full list of all the eligible environmental features and all the benefits of the loan can offer you, no matter if you’re buying, building or refinancing.

  • 100% offset account available with Eco Debit Card
  • 0.15% discount off the Premium Package Variable rate
  • Unlimited extra repayments
  • 2.44%p.a. Interest rate
  • 2.78%p.a.
    Comparison rate

Find more information about home buying with Gateway Bank

Want to know more?

Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.

1 The Green Plus Home Loan interest rate is linked to the Premium Package base rate and will have a 0.25%pa discount from Gateway’s Premium Package Variable Rate (LVR up to 80%) Home Loan. This does not apply to Special Offer Premium Package interest rates.

2 The Green Home Loan interest rate is linked to the Premium Package base rate and will have a 0.15%pa discount from Gateway’s Premium Package Variable Rate (LVR up to 80%) Home Loan. This does not apply to Special Offer Premium Package interest rates.