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What is a Key Facts Sheet (KFS)?

The purpose of a Key Facts Sheet (KFS) is to assist you in choosing the most suitable home loan. It provides a concise overview of the loan you are considering, featuring a personalised comparison rate and an estimate of the home loan expenses. Additionally, it clarifies the potential outcomes of interest rate increases or transitioning from a fixed rate.

How to use the Key Facts Sheet calculator?

To utilise the Key Facts Sheet, select the loan product of your choice, inputting the loan amount and term, then click 'View Key Facts Sheet'. To save the generated Key Fact Sheet, click on the Print button at the bottom of the screen to save as a PDF or print if needed. 

Things you need to know

The results generated by this calculator are intended as a guide only, based on the information provided by you. They do not constitute quotes, loan approvals, or pre-qualifications for any specific product. Different financial institutions may use varying calculation methods. To determine the most suitable loan for your individual circumstances, we recommend speaking with Gateway staff directly. It's important to be aware that information such as quoted interest rates and default assumptions is subject to change. Additionally, the repayment amounts, and total interest calculations do not include Lenders Mortgage Insurance, which may be payable and, if applicable, added to the loan cost.