| Interest Rate | Comparison Rate | |
| Variable Rate (LVR up to 75%) | 6.15% p.a. | 6.43% p.a. |
| Variable Rate (LVR up to 80%) | 6.69% p.a. | 6.97% p.a. |
| Variable Rate (LVR over 80%- 85%) | 7.50% p.a. | 7.77% p.a. |
| Variable Rate (>85% LVR) | 7.90% p.a. | 8.16% p.a. |
| 1 Year Fixed Rate2 | 6.74% p.a. | 6.49% p.a. |
| 2 Year Fixed Rate2 | 6.74% p.a. | 6.55% p.a. |
| 3 Year Fixed Rate2 | 6.59% p.a. | 6.56% p.a. |
| 5 Year Fixed Rate2 | 7.09% p.a. | 6.85% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate (LVR up to 80%)3 | 6.59% p.a. | 6.61% p.a. |
| Variable Rate (LVR over 80%- 85%)3 | 7.49% p.a. | 7.51% p.a. |
| Variable Rate (>85% LVR)3 | 7.99% p.a. | 8.01% p.a. |
| Interest Rate | Comparison Rate | |
| Green Plus Home Loan | 5.95% p.a. | 6.23% p.a. |
| Green Home Loan | 6.15% p.a. | 6.43% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate | 8.68% p.a. | 8.75% p.a. |
| 1 Year Fixed Rate Home Loan4 | 6.94% p.a. | 8.55% p.a. |
| 2 Year Fixed Rate Home Loan4 | 7.04% p.a. | 8.39% p.a. |
| 3 Year Fixed Rate Home Loan4 | 6.84% p.a. | 8.18% p.a. |
| 5 Year Fixed Rate Home Loan4 | 7.34% p.a. | 8.12% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate | 8.68% p.a. | 8.75% p.a. |
| Interest Rate | Comparison Rate | |
| Construction Loan | 8.68% p.a. | 8.75% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate (LVR up to 80%)1 | 6.46% p.a. | 6.74% p.a. |
| Variable Rate (LVR over 80% - 85%)1 | 7.75% p.a. | 8.02% p.a. |
| Variable Rate (LVR over 85% - 90%)1 | 7.85% p.a. | 8.12% p.a. |
| 1 Year Fixed Rate2 | 6.84% p.a. | 6.78% p.a. |
| 2 Year Fixed Rate2 | 6.79% p.a. | 6.80% p.a. |
| 3 Year Fixed Rate2 | 6.94% p.a. | 6.88% p.a. |
| 5 Year Fixed Rate2 | 7.39% p.a. | 7.16% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate (LVR up to 80%)3 | 6.28% p.a. | 6.30% p.a. |
| Variable Rate (LVR up to 85%)3 | 7.90% p.a. | 7.92% p.a. |
| Variable Rate (>85% LVR)3 | 8.10% p.a. | 8.12% p.a. |
| Interest Rate | Comparison Rate | |
| Investor Green Plus Home Loan | 6.20% p.a. | 6.48% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate | 9.43% p.a. | 9.50% p.a. |
| 1 Year Fixed Rate Home Loan4 | 7.04% p.a. | 9.22% p.a. |
| 2 Year Fixed Rate Home Loan4 | 7.04% p.a. | 8.97% p.a. |
| 3 Year Fixed Rate Home Loan4 | 6.94% p.a. | 8.72% p.a. |
| 5 Year Fixed Rate Home Loan4 | 7.29% p.a. | 8.49% p.a. |
| Interest Rate | Comparison Rate | |
| Variable Rate | 9.43% p.a. | 9.50% p.a. |
| Interest Rate | Comparison Rate | |
| Construction Loan | 9.43% p.a. | 9.50% p.a. |
Rates advertised apply to principal and interest repayment types only. Gateway reserves the right to vary these interest rates at any time. Interest rates quoted are for new lending only. Existing borrowers should contact Gateway to discuss their requirements. Comparison rates are calculated based on a loan amount of $150,000 over a 25-year term. WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Fees and charges apply.
1 Premium Package variable rate special offers are available for a limited time only and may be varied or withdrawn at any time. These offers are available for new loans and top ups of $50,000 or more on investment loans with principal and interest repayments.
2 Premium Package Fixed Rate Home Loans revert to the Premium Package Index Rate A/Investment Premium Package Index Rate A upon expiry of fixed rate term.
3 Low Rate Essentials variable rate special offers are available for a limited time only and may be varied or withdrawn at any time. These offers are available for new loans and top ups of $50,000 or more on owner-occupier loans with principal and interest repayments.
4 Standard Fixed Rate Home Loans revert to the Standard Home Loan Variable Rate/Standard Investment Home Loan Variable Rate upon expiry of fixed rate term.
5 Special Offer Rate for Aggregate Investor Borrowings with Gateway Bank over $500,000.
