Home Loan Base Rates

Premium Package Home Loan

  Base Rate
Premium Package 8.22% p.a.
Premium Package I/O 9.04% p.a.
Premium Package Index Rate A1 6.15% p.a.

 

Low Rate Essentials Home Loans

  Base Rate
Low Rate Essentials 8.18% p.a.
Low Rate Essentials I/O 9.04% p.a.

 

Green Home Loans

  Base Rate
Green Home Loan 8.22% p.a.
Green Plus Home Loan 8.22% p.a.
Green Home Loan I/O 8.22% p.a.
Green Plus Home Loan I/O 8.22% p.a.

 

Standard Home Loans

  Base Rate
Standard Variable Rate2 8.68% p.a.
Standard Variable Rate I/O 9.50% p.a.

 

Land Loan

  Base Rate
Land Loan 8.68% p.a.
Land Loan I/O 9.50% p.a. 

 

Construction Loan

  Base Rate
Construction Loan 8.68% p.a.

 

Premium Package Home Loan

  Base Rate
Investment Premium Package 8.97% p.a.
Investment Premium Package I/O 9.45% p.a.
Investment Premium Package Index Rate A1 6.46% p.a.

 

Low Rate Essentials Home Loans

  Base Rate
Investment Low Rate Essentials 8.97% p.a.
Investment Low Rate Essentials I/O 9.56% p.a.

 

Standard Home Loans

  Base Rate
Investment Standard Variable Rate2 9.43% p.a.
Investment Standard Variable Rate I/O 9.86% p.a.

 

Land Loan

  Base Rate
Investment Land Loan 9.43% p.a.
Investment Land Loan I/O 10.02% p.a. 

 

Construction Loan

  Base Rate
Investment Construction Loan 9.43% p.a.

 

A Base Rate is a benchmark rate, and each variable interest rate of a loan is determined by applying a margin to the associated Base Rate. A Revert Rate is the applicable interest rate upon expiry of a fixed rate term.

1 Premium Package Fixed Rate Home Loans revert to the Premium Package Index Rate A/Investment Premium Package index Rate A upon expiry of a fixed rate term.

2 Standard Fixed Rate Home Loans revert to the Standard Variable Rate/Inv Standard Variable Rate upon expiry of a fixed rate term.

Applications for finance are subject to our standard credit assessment criteria. Full terms and conditions are included in the loan offer. Loan fees and charges and other fees and charges may apply.